{"id":22,"date":"2025-02-10T08:00:59","date_gmt":"2025-02-10T08:00:59","guid":{"rendered":"https:\/\/budisiguran.com.hr\/?p=22"},"modified":"2025-06-24T07:13:49","modified_gmt":"2025-06-24T07:13:49","slug":"22","status":"publish","type":"post","link":"https:\/\/budisiguran.com.hr\/index.php\/2025\/02\/10\/22\/","title":{"rendered":"Koliko ko\u0161ta osiguranje \u017eivota  ?"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/budisiguran.com.hr\/wp-content\/uploads\/2025\/06\/1170-x-702-osiguranje-zivota--1035x500.jpg\" alt=\"\" width=\"700\" height=\"338\" \/><\/p>\r\n<h2 style=\"text-align: left;\">Koliko ko\u0161ta osiguranje \u017eivota ?<\/h2>\r\n<p>&nbsp;<\/p>\r\n<p style=\"text-align: left;\">Prva misao koja se name\u0107e na ovakvo pitanje bi bila onaj klasi\u010dni trgova\u010dko-marketin\u0161ki odgovor: \u201eOnoliko koliko je netko za njega spreman platiti\u201c. To je uistinu i jedini to\u010dan odgovor jer jedino \u0161to na ovom svijetu nema cijenu je ljudski \u017eivot. Bit \u0107u precizniji, postoje minimalne premije definirane cjenikom svake osiguravaju\u0107e ku\u0107e, to je u ve\u0107ini slu\u010dajeva oko 180 eura godi\u0161nje, nekih 15 eura mjese\u010dno. Gornji limit osigurane svote naj\u010de\u0161\u0107e nije definiran, ovisi o odluci slu\u017ebe za prihvat rizika prema pojedinom upitu. Recimo samo kao napomenu da kod ve\u0107ine osiguravaju\u0107ih ku\u0107a mo\u017eete ugovoriti bez problema do 50.000 eura ugovorene svote. Sve vi\u0161e ide na dodatne provjere.<\/p>\r\n<!-- \/wp:post-content -->\r\n\r\n<!-- wp:paragraph -->\r\n<p style=\"text-align: left;\">Premija ovisi o visini pokri\u0107a, trajanju ugovora, dobi osiguranika i eventualnim popustima ili doplatcima. Va\u017ean je i na\u010din pla\u0107anja. Godi\u0161nje pla\u0107anje premije je najpovoljnije, pritom se mo\u017ee u\u0161tedjeti do 5 % , zatim pla\u0107anje na rate kreditnim karticama, trajnim nalogom preko teku\u0107eg ra\u010duna, dok bi mjese\u010dno pla\u0107anje uplatnicama trebalo biti zadnji izbor (napomena:\u00a0 do kraja teksta \u0107e biti rije\u010d isklju\u010divo o mje\u0161ovitom osiguranju \u017eivota sa vi\u0161ekratnim pla\u0107anjem i \u00a0\u0161tednom komponentom, tzv. klasi\u010dno \u017eivotno osiguranje.<\/p>\r\n<!-- \/wp:paragraph -->\r\n\r\n<!-- wp:paragraph -->\r\n<p>&nbsp;<\/p>\r\n<p><img decoding=\"async\" title=\"\" src=\"https:\/\/budisiguran.com.hr\/wp-content\/plugins\/elementor\/assets\/images\/placeholder.png\" alt=\"\" \/><\/p>","protected":false},"excerpt":{"rendered":"<p>Koliko ko\u0161ta osiguranje \u017eivota ? &nbsp; Prva misao koja se name\u0107e na ovakvo pitanje bi bila onaj klasi\u010dni trgova\u010dko-marketin\u0161ki odgovor: \u201eOnoliko koliko je netko za njega spreman platiti\u201c. To je uistinu i jedini to\u010dan odgovor jer jedino \u0161to na ovom svijetu nema cijenu je ljudski \u017eivot. Bit \u0107u precizniji, postoje minimalne premije definirane cjenikom svake [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":25,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[6],"class_list":["post-22","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-osiguranje-zivota","tag-osiguranje-zivota"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Koliko ko\u0161ta osiguranje \u017eivota ? - BudiSiguran<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/budisiguran.com.hr\/index.php\/2025\/02\/10\/22\/\" \/>\n<meta property=\"og:locale\" content=\"hr_HR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Koliko ko\u0161ta osiguranje \u017eivota ? - BudiSiguran\" \/>\n<meta property=\"og:description\" content=\"Koliko ko\u0161ta osiguranje \u017eivota ? &nbsp; Prva misao koja se name\u0107e na ovakvo pitanje bi bila onaj klasi\u010dni trgova\u010dko-marketin\u0161ki odgovor: \u201eOnoliko koliko je netko za njega spreman platiti\u201c. To je uistinu i jedini to\u010dan odgovor jer jedino \u0161to na ovom svijetu nema cijenu je ljudski \u017eivot. Bit \u0107u precizniji, postoje minimalne premije definirane cjenikom svake [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/budisiguran.com.hr\/index.php\/2025\/02\/10\/22\/\" \/>\n<meta property=\"og:site_name\" content=\"BudiSiguran\" \/>\n<meta property=\"article:published_time\" content=\"2025-02-10T08:00:59+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-06-24T07:13:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/budisiguran.com.hr\/wp-content\/uploads\/2025\/06\/1170-x-702-osiguranje-zivota-.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1170\" \/>\n\t<meta property=\"og:image:height\" content=\"702\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"BudiSiguran blog\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Napisao\/la\" \/>\n\t<meta name=\"twitter:data1\" content=\"BudiSiguran blog\" \/>\n\t<meta name=\"twitter:label2\" content=\"Procijenjeno vrijeme \u010ditanja\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/budisiguran.com.hr\/index.php\/2025\/02\/10\/22\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/budisiguran.com.hr\/index.php\/2025\/02\/10\/22\/\"},\"author\":{\"name\":\"BudiSiguran blog\",\"@id\":\"https:\/\/budisiguran.com.hr\/#\/schema\/person\/ab996bd55afa099c55e33710f30d5fc7\"},\"headline\":\"Koliko ko\u0161ta osiguranje \u017eivota ?\",\"datePublished\":\"2025-02-10T08:00:59+00:00\",\"dateModified\":\"2025-06-24T07:13:49+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/budisiguran.com.hr\/index.php\/2025\/02\/10\/22\/\"},\"wordCount\":222,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/budisiguran.com.hr\/#organization\"},\"image\":{\"@id\":\"https:\/\/budisiguran.com.hr\/index.php\/2025\/02\/10\/22\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/budisiguran.com.hr\/wp-content\/uploads\/2025\/06\/1170-x-702-osiguranje-zivota-.jpg\",\"keywords\":[\"osiguranje \u017eivota\"],\"articleSection\":[\"osiguranje \u017eivota\"],\"inLanguage\":\"hr\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/budisiguran.com.hr\/index.php\/2025\/02\/10\/22\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/budisiguran.com.hr\/index.php\/2025\/02\/10\/22\/\",\"url\":\"https:\/\/budisiguran.com.hr\/index.php\/2025\/02\/10\/22\/\",\"name\":\"Koliko ko\u0161ta osiguranje \u017eivota ? 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